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Thales payShield Cardholder Authentication for nShield

Cost-effective cardholder authentication

payShield Cardholder Authentication for nShield is an add-on for card issuers and payment processors to enable EMV-based cardholder authentication on commercial, off-the-shelf nShield hardware security modules. It can easily be deployed with popular web-service technologies such as Java.

The payShield Cardholder Authentication enables organizations to easily add MasterCard's Chip Authentication Program (CAP) and Visa’s Dynamic Passcode Authentication (DPA). Its support of 3-D Secure, better known as Verified by Visa and MasterCard SecureCode, reduces fraud in online payments.

Key Benefits

  • Reduces fraud by adding cardholder authentication to online applications
  • Enables 3-D Secure online payments
  • Authenticates EMV cardholders for online banking (CAP/DPA)
  • Integrates with off-the-shelf cardholder authentication solutions
  • Features high-level C and Java API for easy integration with open systems
  • Protects security codes and account numbers in Interactive Voice Recognition systems
  • Provides easy integration with developer toolkit
  • Performs payment and general HSM functions
  • Imports externally created keys to HSMs
  • Runs on FIPS and Common Criteria validated nShield hardware security modules
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